Mountain Bike Swap Meet
Simple Money-Saving Tips
Things are so expensive these days. We seem to be hearing, and saying, that a lot lately at the gas pump, in the grocery store and especially when paying bills. But there are simple ways to help save money without making sacrifices in your lifestyle. Small savings can turn into large rewards for little effort.
Start with the small things. Eat out less, stay home more often. Invite your friends over for a potluck supper and rent a movie. You are still able to enjoy entertainment at half the cost of going out to eat and then to the movie theatre. My friends and I rotate whose house we will go to every weekend. Giving the house a thorough company-coming-over cleaning is then limited to once a month.
There are many, many ways to save money when shopping for your children. Their clothing can be purchased at a consignment or thrift store for half of the original cost. Many clothing items may even still have their tags, especially baby clothes. Set up a clothing swap with your friends who also have children. You may find that they can hand down clothes to your child that will be eventually handed down to their even younger child.
All children like to draw; the evidence is displayed on refrigerators across the land. Have you noticed that your office paper has been quickly disappearing? This phenomenon of missing printer paper can become expensive. Recycle your office paper for artwork. Or even re-use the paper grocery bags, they’re free!
Babysitting costs can add up. But you have to get away every once in a while. Try rotating sitting with your friends. We keep the kids on Friday night while our friends go out. They keep our kids on Saturday night while we go out. It reduces the cost of our night out on the town.
Speaking of those weekend trips out, don’t go crazy! It can be so very easy to spend a lot of money on the weekends. You’ve worked hard all week, and now you deserve to have fun. While that may be all so true, you might not be thinking about your overall budget. Plan activities that don’t cost anything. For example, instead of spending the weekend at the local amusement park, go to a new park and ride bikes through the trails. Picnics, hikes and scavenger hunts cost very little, while they create wonderful memories for your family.
When it comes time to purchase new appliances, look for the energy saving appliances. When you have to run several loads of laundry a week, you want to use as little electricity as possible. On nice days, hang your wash outside instead of using the dryer. Not only will you save money, but it can be a nice escape from your daily routine. Look at all of your appliances, and see how you can save money by using them smartly. You can turn your refrigerator down in the cooler months. Insist that no one is to stand in front of the fridge with the door open for more than fifteen seconds. Electric bills can add up quickly, so eliminate the waste of electricity by turning off lights when you leave the room.
One of the biggest ways that money is lost is through mismanagement. Credit cards may help you make ends meet, but if you can’t pay the entire balance at the end of the month they will cost you money. Interest charges and minimum payments can stretch out a small amount of money into a long payment period. Every month, you are losing money to interest. Overdrafting your bank account is another example of lost money. Even though you have overdraft protection, it will cost you in the long run. If you are charged $25 every time you overdraft, and you overdraft four times a month, you have lost $1200 a year to fees. What could have been purchased with that money? What would that money be in twenty years if you had invested it wisely?
There are ways to save money. It may seem as though a little bit here and there isn’t worth the effort, but believe me – pennies can turn into mountains.
About the Author
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Trail Head Cyclery Swap Meet
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CST C-174 Kid’s Bike Tire $12.99 CST C-174 Kid’s Bike Tire. Wearing out his or her first set of OEM tires is a right of passage for the hard-charging young mountain biker or BMXer. These quality replacement tires from CST provide plenty of traction for on-road and off-road adventures and are available in three sizes to meet the needs of junior riders of all ages. |
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Keen Springwater Mountain Bike Shoes $99.99 Keen Springwater Mountain Bike Shoes. Get comfortable performance ON and OFF the bike in these Mountain Bike shoes from Keen. |
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Ritchey Comp Mountain Bike Seatpost $49.99 Ritchey Comp Mountain Bike Seatpost. This mountain bike seatpost is lightweight and extremely functional! |
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Adidas Berm Mountain Bike Shoes $29.99 Adidas Berm Mountain Bike Shoes. These Mountain Bike shoes offer flat pedal performance and style. |
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Shimano SH-M086L Mountain Bike Shoes $89.99 Shimano SH-M086L Mountain Bike Shoes. Whatever your off-road cycling pleasure, these Shimano Mountain Bike shoes will keep you comfortable through and through. |
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Shimano SH-MT31 Mountain Bike Shoes $29.99 Shimano SH-MT31 Mountain Bike Shoes. These mountain bike shoes are designed for a wide range of riding styles such as commuting, touring or casual off-road cycling. |
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Shimano SH-MT60 Mountain Bike Shoes $99.99 Shimano SH-MT60 Mountain Bike Shoes. On-road commute or off-road escapade, these Mountain Bike shoes handle any cycling adventure you put in their path. |
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Fort Traverse Mountain Bike Shoes $39.99 Fort Traverse Mountain Bike Shoes. Urban style meets rugged good looks in these Mountain Bike shoes built for road, trail or indoor cycling. |
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Shimano PD-M520 SPD Mountain Bike Pedals $44.99 Shimano PD-M520 SPD Mountain Bike Pedals. Economically priced mountain bike pedals with great durability! |
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Sidi Giau Mountain Bike Shoes $99.99 Sidi Giau Mountain Bike Shoes. Perfect for Mountain Bike club riders, amateurs or casual racers, these mud-shedding, mountain bike shoes go the distance in training and racing. Molded heel cup, padded tongue with fit relievers and three Velcro straps for a power-enhancing fit. |
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Geax Street Runner Mountain Bike Tire $22.99 Geax Street Runner Mountain Bike Tire. Run the streets on your mountain bike with the Geax Street Runner Bike Tire, also great for the trainer. |
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Fort Dartmoor Mountain Bike Tire $24.99 Fort Dartmoor Mountain Bike Tire. With the Fort Dartmoor Mountain Bike Tire you can dart down the trail with greater speed and cornering confidence than ever before! |
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Lake MX235C Mountain Bike Shoes $139.99 Lake MX235C Mountain Bike Shoes. Boasting a lightweight carbon sole, full-grain leather upper and rubber tread with Mudstuds, the MX235C Mountain Bike shoes are perfectly equipped for cross-country riding. |
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Shimano SH-M161G Mountain Bike Shoes $129.99 Shimano SH-M161G Mountain Bike Shoes. If you’re serious about trail riding, then you need Mountain Bike shoes with an uncompromising fit for stability, resilience and power. And that’s just what you’ll get with these competitive, off-road performers. |
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Fort CM220 Mountain Bike Shoes $49.99 Fort CM220 Mountain Bike Shoes. Lightweight, traction-hungry and ready for the trail. These dual-strap CM220 mountain bike shoes are equipped with all the high-end features you need without the high-end price tag. |
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Fort Carve Mountain Bike Pedals $44.99 Fort Carve Mountain Bike Pedals. Carve your way through the trails with this rugged mountain bike pedal! a href=/images/performance/web/PDFs/50-3160 Forte Carve Pedal_INST.pdf target=_blankClick for Instruction Manual/a |
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Adidas Hematoma Mountain Bike Shoes $59.99 Adidas Hematoma Mountain Bike Shoes. These sturdy Mountain Bike shoes built for extreme off-road or downhill riding have a dirt-worthy secret. They’re actually comfortable! |
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Continental Mountain King Mountain Bike Tire $49.99 Continental Mountain King Mountain Bike Tire. Ready for cross-country races, marathons, tours and mountainous trail weekends, the all-around Continental Mountain King Mountain Bike Tire is the perfect pick for your next extreme ride! |
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Adidas Marathon Mountain Bike Shoes $34.99 Adidas Marathon Mountain Bike Shoes. This mountain shoe will let you test your endurance on your next epic trail ride. |
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Fort Team Mountain Bike Grips $9.99 Fort Team Mountain Bike Grips. These comfortable and long-wearing grips provide excellent support, control and shock absorption. |
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Chris King Mountain Bike Bottom Bracket $134.99 Chris King Mountain Bike Bottom Bracket. Ready to take on the most challenging conditions you can deliver on the mountain bike, the Chris King bottom bracket with external cups bring unparalleled quality to the Mountain Bike world! |
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2010 Mavic Pulse Mountain Bike Shoes $59.99 2010 Mavic Pulse Mountain Bike Shoes. Is your finger on the pulse of all the local mountain bike races? Then these race-ready Mountain Bike shoes are exactly what you need to get started. |
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Fort Comp Mountain Bike Grips $7.99 Fort Comp Mountain Bike Grips. Increase your comfort and control while mountain biking with Fort Comp Mountain Bike Grips. The rubber compound is lightweight, cushiony and super-durable, so you’ll get miles and miles of comfort on the trail. |
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Sidi Sierra Mountain Bike Shoes $99.99 Sidi Sierra Mountain Bike Shoes. Perfect for cruisin’ down the trail or pedaling around town, the Sierra Mountain Bike shoes are a favorite of mountain bike enthusiasts. Three Velcro straps, shaped heel cup and higher volume last give you a great fit. Fiberglass-reinforced sole with mud shedding tread provides excellent traction on or off the bike. |
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Keen Coronado Cruiser Mountain Bike Shoes $79.99 Keen Coronado Cruiser Mountain Bike Shoes. A relaxed, summer cycling shoe made for cruising that’s comfortable on the bike and off. |
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Keen Women’s Coronado Cruiser Mountain Bike Shoes $79.99 Keen Women’s Coronado Cruiser Mountain Bike Shoes. Relaxed women’s cycling shoes for summer cruisin’ that are comfortable on the bike and off. |
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Shimano PD-M540 SPD Mountain Bike Pedals $69.99 Shimano PD-M540 SPD Mountain Bike Pedals. Trickle-down technology from the race-proven, XTR mountain bike pedal for the entry to mid-level rider. |
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Aztec Teflon Mountain Bike Brake Cables/Housing $24.99 Aztec Teflon Mountain Bike Brake Cables/Housing. Smoother, friction-free braking is now a reality, thanks to these Mountain Bike brake cables designed by Aztec! |
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Louis Garneau Montana XT Mountain Bike Shoes $99.99 Louis Garneau Montana XT Mountain Bike Shoes. The technical features in these tough Mountain Bike shoes keep you comfortable the whole ride through. |
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Aztec Teflon Mountain Bike Brake Inner Wire $5.99 Aztec Teflon Mountain Bike Brake Inner Wire. Get smoother braking control with this Mountain Bike inner brake wire from Aztec! |
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Panaracer Fire XC Wire Mountain Bike Tire $24.99 Panaracer Fire XC Wire Mountain Bike Tire. A great deal on a mountain bike tire with the high-traction open knob Fire XC tread design! |
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Shimano SH-M077 Mountain Bike Shoes $89.99 Shimano SH-M077 Mountain Bike Shoes. Built for the trail enthusiast, these tough Mountain Bike shoes can handle anything you put in their path. Aggressive rubber tread, Volume + last and stretch-resistant upper will have you climbing, descending or just kickin’ around some dirt with confidence. |
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Diadora Escape Mountain Bike Shoes $49.99 Diadora Escape Mountain Bike Shoes. For those who don’t want to spend a fortune, these Mountain Bike shoes arrive on the trail scene with all the features you need to ride strong. Fiberglass-reinforced sole, TPU Hi-Grip tread, breathable upper and two adjustable Velcro straps. |
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Maxxis Crossmark Mountain Bike Tire $41.99 Maxxis Crossmark Mountain Bike Tire. If you’re an XC racer or trail rider who likes to dish it out on hardpack terrain, then this lightweight, fast rolling Maxxis Crossmark Mountain Bike Tire is just what you need to tackle downhills and climbs with confidence. |
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LOOK Quartz Mountain Bike Pedals $109.99 LOOK Quartz Mountain Bike Pedals. pFor beginners to elite competitors and anyone in between, the new Quartz mountain bike pedal delivers all the performance you need. Featuring a reinforced polyamide body and a chromoly steel axle, this pedal simply outruns anything in its class./p |
